Learn the lingo.
Below are common health insurance terms. Please consult with your plan for specific plan benefits.
Amplify Your Voice, Control Your Care
Navigating the healthcare system can be a complex journey. Accessia Health® strives to simplify this journey by offering comprehensive educational resources that help connect the dots and guide you towards informed health decisions. Amplify Your Voice, Control Your Care means ensuring you have the knowledge and confidence to speak up about your needs, ask the right questions, and make the best choices for your healthcare journey. With the right support, your voice becomes stronger, and your care becomes truly your own.
Read on for more information and resources.
Ongoing Healthcare Education
Webinars
Join us as we provide the education and tools to amplify your voice and take control of your health care. With the right information, you are better equipped to make informed decisions for the care of yourself and your loved ones.
Click the button to view our upcoming webinars, and stay tuned for more opportunities to listen and learn.
Healthcare Resources
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The following websites provide resources, support, and information for caregivers
- AARP – AARP’s Caregiving section on their website, has information about caregiving basics, care at home, care in nursing homes, financial and legal matters, life balance for caregivers, and how to find local resources.
- Aging Life Care Association – Promoting and leading the community of Aging Life Care Professionals® through our unique knowledge base, continuing education, professional development, and the highest ethical practices.
- Angel Aid – Connect with other Rare Caregivers, learn the tools of self-care, and be listened to without judgement.
- ARCH National Respite Network and Resource Center – Assists and promotes the development of quality respite and crisis care programs, helps families locate respite and crisis care services, and serves as a strong voice for respite in all forums.
- Canary Health – Offers free caregiver training for Veteran family caregivers
- Caregiver Action Network – CAN serves a broad spectrum of family caregivers. You can also speak with a caregiver expert for free; connect with them through email, chat and phone.
- Caregiving Resource Center – Provides key resources to help you better navigate caregiving.
- CaringBridge – To start a page and visit the Advice and Inspiration section for helpful articles on family caregiving.
- Elder Care Solutions – Offers a CarePath Tool that guides families to financially positive aging and care experiences.
- Family Caregiver Alliance – Offers quality information, support, and resources related to family caregiving. Also sign up for CareNav, a free online dashboard with personalized information that matches your unique caregiving needs.
- Finding a Foothold – Family caregiver group coaching and consulting services.
- Happy Healthy Caregiver – Caregiver podcast and newsletter for family caregivers.
- Help Hope Live– A nonprofit organization dedicated to raising money for medical bills and expenses through crowdfunding.
- Mental Health America – Offers resources for caregivers as well as informational webinars.
- My Pivotal Point for Caregivers – Group and 1-on-1 coaching sessions and membership with educational courses.
- National Alliance for Caregiving – The Alliance conducts research, does policy analysis, develops national best-practice programs, and works to increase public awareness of family caregiving issues.
- National Alliance on Mental Illness – Provides tools, education, and resources to support caregivers.
- National Genetics Education & Family Support Center – The Family Center encourages patient-centered outcomes by supporting individuals and families with genetic conditions to better engage with healthcare services.
- NORD – The National Organization for Rare Disease provides educational and financial resources to support your caregivers.
- Parent to Parent USA – Mission is to support a national network of Parent to Parent programs to ensure access to quality emotional support for families of individuals with disabilities and/or special health care needs.
- WellMed – Offering you the support and education you need to help you take care of yourself and your loved one.
- Working Daughter – Membership site for female caregivers with careers.
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Explore helpful information and resources covering a variety of rare and chronic health conditions. Our disease-specific resource collection connects patients, caregivers, and families with trusted organizations, educational materials, and additional information about symptoms, diagnoses, treatment options, and available support. Find resources relevant to your condition and discover opportunities to learn more about managing your health and care.
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- Global Autoimmune Institute: serves as a hub for practical and reliable information on autoimmune disease to help those affected in their daily lives, as well as their friends, family, and caregivers. Information overload can be overwhelming!
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- Health FAQs about Genetic Disorders: National Human Genome Research Institute
- Genetic Testing – What is it & Ways to get Genetic Tests
- Genetic Conditions – Search and explore the signs and symptoms, genetic causes, and inheritance patterns
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- National Institute of Neurological Disorders & Stroke – Publications Catalog
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- Medicaid – The official site for Medicaid information
- Centers for Medicare & Medicaid Services (CMS) – The Medicare and Medicaid agency
- Triage Health:
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MEDICARE OPEN ENROLLMENT:
INSURANCE INFORMATION AND OUTREACH:
- Medicare Insurance Finder Tool
- Locate a Medicare SHIP Counselor
- About Premium Payment
- Medicare and the Marketplace
- Who To Contact – Information by state on who to contact about your Medicare bill; getting Medicare, other health insurance, other benefits; complaints, appeals, and other Medicare rights; your health plan choices.
WHAT TO KNOW ABOUT MEDICARE:
- Medicare.gov – The official U.S. Government site for Medicare information:
- Centers for Medicare and Medicaid Services (CMS) – The Medicare and Medicaid agency:
- Triage Health:
MEDICATION PRESCRIPTION PAYMENT PLAN (M3P) RESOURCES:
- Medicare.gov on M3P
- M3P Wizard
- Medicare Part D:
HELPFUL PUBLICATIONS:
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EXTRA HELP:
Anyone who has Medicare can get Medicare prescription drug coverage. Some people with limited resources and income may also be able to get Extra Help with the costs — monthly premiums, annual deductibles, and prescription co-payments — related to a Medicare prescription drug plan. The Extra Help is estimated to be worth about $5,300 per year.
- To determine if you are eligible for Extra Help, you will need to file an Application for Extra Help with Medicare Prescription Drug Plan Costs (Form SSA-1020).
- Apply for Medicare Part D Extra Help program – The Extra Help program helps people with limited income and resources lower or cut Part D costs.
- Annual Data for Extra Help with Medicare Prescription Drug Plan Costs
- Medicare Prescription drug costs at https://www.ssa.gov/medicare/part-d-extra-help
PUBLICATIONS:
- Understanding the Extra Help with Your Medicare Prescription Drug Plan
- Description: An overview of the Extra Help available to cover the costs of a Medicare prescription drug plan and a list of factors you should consider when comparing plans.
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- WATCH: Open Enrollment | What You Need To Know
- DOWNLOAD: Open Enrollment Checklist
- READ: Preparing for Open Enrollment | What You Need To Know
ADDITIONAL RESOURCES:
Insurance Marketplace Map
Select your state to learn more about your health insurance options.
State Based Exchange
Federally Based Exchange
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Through the Basic Health Program, states can provide coverage to individuals who are citizens or lawfully present non-citizens, who do not qualify for Medicaid, CHIP, or other minimum essential coverage and have income between 133 percent and 200 percent of the federal poverty level (FPL). People who are lawfully present non-citizens who have income that does not exceed 133 percent of FPL but who are unable to qualify for Medicaid due to such non-citizen status, are also eligible to enroll.
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A percentage of costs that you pay for covered health care services usually after you’ve paid your deductible.
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A fixed dollar amount that you pay for a covered health care service usually after you’ve paid your deductible.
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The amount you pay for covered health care services before your insurance plan will pay for those services.
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A list of prescription drugs covered by your plan’s prescription benefits.
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Employer sponsored coverage is health insurance obtained through an employer and offered to employees and their dependents. It is also commonly called group coverage.
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Individual health insurance policies are not connected to employer sponsored coverage. Such policies may be purchased directly from an insurance company or through a health insurance marketplace for you and your family.
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Federal-state insurance program, and its guidelines vary from state to state. It serves low-income people of every age. Patients usually pay no part of costs for covered medical expenses; however, a small copayment is sometimes required.
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Federal health insurance program for: People who are 65 or older, certain younger people with disabilities, and people with end-stage renal disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
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The maximum amount that you have to pay for covered services in the plan’s coverage year.
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The providers, facilities, and pharmacies that your plan has contracted with to provide health care services.
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TRICARE is the health care program for uniformed service members, retirees, and their families around the world.
Video Lounge
Our video library is full of education and healthcare resources. Check back often as we are always adding up to date resources to meet all your education needs.
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News & Blogs
Need help navigating your health insurance options?
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Provided by the Social Security Administration Office, This Third-Party Disability Application Video Series provides instructions for people assisting members of the public with filing a disability application by paper or online. The four-part video series will walk you through the necessary forms and steps needed to file a complete third-party disability application for the person you are assisting.
The four-part video series includes:
For further resources related to legal and practical education about the right time to apply, navigating benefits for family members, and transitioning off of SSDI/SSI benefits, visit Triage Health for free Quick Guides, Checklists, Worksheets, and other materials.