Accessia Health is joining the broader patient advocacy community in calling on Congress to pass the Safe Step Act. This popular bipartisan legislation seeks to protect patients from dangerous and disruptive step therapy and fail first protocols but needs to be passed into law before the end of 2024.
Step therapy, sometimes referred to as ‘fail first’ or ‘step protocol,’ has severe consequences for patients who need care. Step therapy is a prior authorization practice where insurers require approval before covering a treatment or medication and where insurers implement tiered treatment pathways for medical conditions. Ideally, step therapy is designed to help curb unnecessary medical use and serves as a cost-management strategy.
The Safe Step Act aims to reform step therapy protocols in health plans. Although step therapy protocols aim to reduce barriers to care according to some providers, they also can create administrative burdens to medical practitioners and patients in maintaining continuity of care. The Safe Step Act would not ban step therapy; however, it would require group health plans to provide exceptions for any medication step therapy protocols. The exceptions included in the legislation include when:
- An otherwise required treatment has been ineffective;
- Such treatment is expected to be ineffective and delaying effective treatment would lead to irreversible consequences;
- Such treatment will cause or is likely to cause an adverse reaction to the individual;
- Such treatment is expected to prevent the individual from performing daily activities or occupational responsibilities;
- The individual is stable based on the prescription drugs already selected; and
- There are other circumstances as determined by the Employee Benefits Security Administration.
Source: National Health Council